What is General Liability Insurance?
General liability insurance covers your business for third-party claims of bodily injury, property damage, and personal or advertising injury. It’s the foundation of protection for businesses of every size and industry.
Cover Your Business From:
Bodily Injury Claims
Property Damage Lawsuits
Advertising Injury
Medical Payments
Legal Defense Costs
Products & Completed Operations
FAQ
What does general liability insurance cover?
It covers claims for bodily injury, property damage, and personal or advertising injury arising from your business operations or products.
Is general liability required by law?
It’s not always legally required, but many clients, landlords, and contracts demand proof of coverage before doing business with you.
Does it cover employee injuries?
No, employee injuries are covered under workers’ compensation insurance—not general liability.
What’s the difference between general and professional liability?
General liability covers physical injuries or damage; professional liability covers errors or negligence in your professional services.